California’s Dream For All program provides down payment assistance to eligible first-time homebuyers using a shared appreciation loan. Learn the basics, requirements, and key details.
Buying a home in California with little or no money down is possible with the right strategy. This guide explains how down payment assistance programs at the state, county, and city levels help first-time buyers bridge the gap, reduce upfront costs, and move into homeownership sooner. Learn how grants, deferred loans, shared equity programs, and occupation-based assistance can make buying a home in California more achievable than you might think.