The Home Buyer’s Corner

California home loans & home buying explained

What Is a Debt-to-Income Ratio (DTI) & How Can You Improve It Before Applying for a Home Loan?

By: Armando Novelo Published on: 14/01/2026

What is a debt-to-income ratio and how does it affect mortgage approval? Learn how lenders calculate DTI and what you can do to improve it before buying a home in California.

Read more
What Is a Debt-to-Income Ratio (DTI) & How Can You Improve It Before Applying for a Home Loan?

Get practical California home buying tips and home loan guidance straight to your inbox

LogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogo