July 22nd, 2026 11AM

I used to stay away from down payment assistance programs.
Like most lenders and realtors, I thought I would only end up working with people who had no money. So I ignored them.
Then I started doing the research. I learned how to market these programs and what to do with the leads when they came in.
In the past 12 months, we closed 28 buyers who came to us through this marketing. Only 6 of those buyers actually used a down payment program. The rest had savings, tapped into retirement, or got gifts from family. They just needed someone they could trust.
When you come to this workshop, I'm going to show you how you can do the same!

I've been in the mortgage business for 20 years.
My specialty is structuring loan files so buyers get the most out of every program available to them.
Most people know about the programs.
What they don't always know is how to stack them the right way.

City programs: La Puente's $200,000 program, Alhambra's $75,000 program and Long Beach's $25,000 program, and others in the local area.
County programs: Los Angeles County's $161,000, Orange County's $80,000, and San Bernardino County's $100,000.
State programs: Teacher Program, First Responder Program, Nurse program, and even some grants.
I'll also show you how we market these programs to generate buyer leads, and what to do when those leads come in.
"I learned so much from the webinar"
I attended Armando Novelo’s Webinar and it was great. You should to attend this webinar. I learned so much from the webinar.. He is kind and genuine. He really wants what best for his clients!
- Annette Jackson

"Armando Novelo is a knowledgeable"
Armando Novelo is a knowledgeable Loan officer & has great patience in teaching us about helping & serving others.
Thank you Armando for your time dedicated to our team!
- Itzel Barrueta

"Super witty!"
Armando is not only knowledgeable at his craft! But super witty! He’s great at explaining things and breaking it down. Not only am I leaving with a new set of skills, I made a new friend.
- Hector Ruiz


Innovation
Fresh, creative solutions.

Integrity
Honesty and transparency.

Excellence
Top-notch services.

1900 W. Garvey Ave S. #100
West Covina, CA 91790
Phone: (626) 200-1838
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