The Home Buyer’s Corner
California home loans & home buying explained
Buying a Home in West Covina: 2026 Market Guide & Local Programs
Published on: 24/02/2026
Looking for a mortgage in West Covina? Armando Novelo breaks down 2026 home prices, mortgage rates, and the Dream For All program.
Did the Trump Administration Create a 50-Year Mortgage?
Published on: 19/02/2026
Is there really a 50-year mortgage? This article explains the proposal, why some support it, why others don’t, and how similar loan structures already exist.
DSCR Loans in California; The Cashflow Program
Published on: 16/01/2026
DSCR loans in California allow buyers to qualify using rental cash flow rather than tax returns or paystubs. Here’s how the cash flow program actually works in real transactions.
What Is a Debt-to-Income Ratio (DTI) & How Can You Improve It Before Applying for a Home Loan?
Published on: 14/01/2026
What is a debt-to-income ratio and how does it affect mortgage approval? Learn how lenders calculate DTI and what you can do to improve it before buying a home in California.
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