The Home Buyer’s Corner

California home loans & home buying explained

What Is Home Equity and How Does It Work When You Refinance?

by: Armando NoveloPublished on: 30/03/2026

What is home equity and how does it work when you refinance? Learn how LTV, cash-out refinance, and HELOC options affect your strategy as a homeowner.

What Is Home Equity and How Does It Work When You Refinance?

Can I Buy My Family Member’s House Without a Down Payment?

by: Armando NoveloPublished on: 27/03/2026

Can you buy a family member’s house with no down payment? Learn how a gift of equity works, how loans are structured, and what families need to know before starting.

Can I Buy My Family Member’s House Without a Down Payment?

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