The Home Buyer’s Corner
California home loans & home buying explained
What Is a Debt-to-Income Ratio (DTI) & How Can You Improve It Before Applying for a Home Loan?
Published on: 14/01/2026
What is a debt-to-income ratio and how does it affect mortgage approval? Learn how lenders calculate DTI and what you can do to improve it before buying a home in California.
California Dream For All explained: How it works & who it's really for.
Published on: 13/01/2026
California’s Dream For All program provides down payment assistance to eligible first-time homebuyers using a shared appreciation loan. Learn the basics, requirements, and key details.
What Causes Home Loans to Fall Apart at the Last Minute in California?
Published on: 07/01/2026
Approved home loans can still fall apart days before closing. This article explains the most common last-minute mistakes buyers make in California and how to avoid issues that derail financing at the final stage.
What Happens If I Get Pre-Approved and Don’t Buy a Home Right Away?
Published on: 05/01/2026
Does getting pre-approved lock you in? Here’s what really happens if you get pre-approved and pause.
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